Our vision

Afghanistan Financial Services envisions building a model financial sector in Afghanistan. The private sector currently has the opportunity to leap frog 30 years of lessons learned across the world in nearly every sector. In addition to its customized services of financial advice, management and systems, AFS has selected a number of exciting projects to focus on. These are the basic building blocks of a financial system and AFS is keen to lend its experience and expertise in ensuring the highest quality efforts. Starting from scratch, Afghanistan can build an ideal foundation for the private sector by implementing visionary regulations for market driven services. AFS is looking at the big picture and has identified a number of critical gaps where it can assist.

We have two central projects. Afghanistan Islamic Mortgage Project includes development of a standard national platform and long term liquidity for Islamic mortgages in Afghanistan. The Afghanistan Growth Fund will create 10 international standard enterprises in rapid growth sectors. The Afghanistan Stock Exchange will raise long term debt financing (including a sukok market for mortgages) and initial public offerings for private companies (including exits for venture capital). The Afghanistan Credit Bureau and Afghanistan Collateral Registry collect individual and organization financial histories for authorized parties to reference when verifying records. To record and manage transactions and key data, organizations may implement financial management software and access it securely with Afghanistan Online Services.

Thus, Afghanistan Financial Services seeks to improve financial record keeping of individual Afghan citizens, manage those records within an organization, and then across organizations, before helping to calculate tax and best invest profits for the future. These projects create transparency, accountability and efficiency that will increase both foreign and domestic investment in Afghanistan.